Membership Information - Benefits & Advantages

Credit Audit Verification and Attorney - Facilitated Credit Restoration
Included in your membership is representation by an affiliated attorney to challenge the 3 major national credit bureaus and force the removal of derogatory information from your credit report.

As a special member benefit, only extended to NFCE Members in good standing, our affiliated attorneys will aggressively represent you with NO up front fees nor ongoing monthly fees. Your total legal fees are only $5 per deleted or corrected item per credit report; billed and paid directly to your attorney as a “correction fee”- payable ONLY AFTER YOU ARE NOTIFIED BY THE CREDIT BUREAUS OF YOUR RESULTS.

Free Legal Advice
Membership includes a membership into our National Law Club, a national network of over 25,000 attorneys in all 50 states. Most legal problems can be settled with nothing more than a phone call or letter written on your behalf by one of our plan member attorneys. Members are encouraged to embrace the legal system and to make consistent use of our highly qualified attorneys who will help them navigate through life’s unexpected legal matters. Services included at NO CHARGE are unlimited phone consultation, attorney review of legal documents, necessary calls and letters by your attorney, simple wills for you and your family, advice on representing yourself in small claims court and help with government programs; plus discounted fee schedule, contingency fees, and hourly rates for more complex issues.

Free Bankruptcy Advice
We encourage our members to take advantage of all the protection our legal system offers to them. Members are able to use our highly qualified attorneys who will help them navigate through life’s unexpected legal matters, such as filing for bankruptcy. Members receive a free one-hour phone consultation and a review of any legal documents.

IRS Defense
One of our highly experienced tax law attorneys who have represented numerous consumers against the IRS will provide advice. Members receive one free hour of a telephone consultation. Members receive discounts if additional assistance is needed.

Free Credit Card Search Service
Conduct an online data base search of all of the banks in the US that offer sub-prime secured, unsecured and partially secured credit cards. We guarantee to have you approved for a minimum of two new credit lines.

$5,000.00 secured Credit Card
As a Member you are automatically approved for a secured credit card to purchase computers and consumer electronics. Of course your positive payment history will be reported monthly to the national credit bureaus further helping you re-establish your credit.

Credit Reference Service
NCF will provide a written credit reference at anytime for current valid members.

Free Credit Reports
Members can obtain a free, no cost copy of their credit report at www.annualcreditreport.com. Those members wanting to know their scores to gage the starting point can obtain a report at roughly 50% off other plans by authorizing NCF to obtain one for you!